AML/CTF Intelligence Analyst

About this role

Job Description

Join a high-impact Financial Crime team where your expertise will directly shape the Bank's AML/CTF detection capability. Using financial crime intelligence, analytics and transaction monitoring, you'll play a pivotal role in identifying emerging AML/CTF risks, strengthening controls and helping protect the Bank and its customers.

Key Responsibilities Include

• Shape the Bank's financial crime detection capability by developing, testing and refining transaction monitoring rules and customer screening controls aligned to the Bank's AML/CTF risk profile and emerging financial crime intelligence.
• Analyse complex financial crime intelligence and AML/CTF typologies to identify emerging risks, strengthen detection strategies and enhance the effectiveness of the Bank's Transaction Monitoring Program.
• Drive continuous improvement by conducting regular performance testing, tuning and optimisation of transaction monitoring rules to ensure they remain effective in an evolving financial crime landscape.
• Influence enterprise-wide AML/CTF outcomes by partnering with Financial Crimes and first-line teams to improve understanding of ML/TF typologies, strengthen controls and support compliance with AML/CTF legislation.
• Leverage data and analytics to uncover meaningful insights, assess AML/CTF risk profiles and support evidence-based decision making that protects the Bank and its customers.

About You

Join a small, high-impact specialist team where you'll have end-to-end ownership of key AML/CTF analytics and monitoring capabilities, with the opportunity to directly influence the Bank's financial crime framework and detection strategies.

The Successful Candidate Will Demonstrate The Following

• 3+ years' experience in risk, compliance, analytics or financial crime, preferably within the banking or financial services sector.
• Strong understanding of AML/CTF legislation, ML/TF typologies and financial crime risks, with the ability to apply this knowledge to real-world detection strategies.
• Experience analysing complex data and using insights to test, tune and optimise transaction monitoring or risk detection controls.
• A naturally curious and inquisitive mindset, with a passion for staying ahead of emerging financial crime trends and continuously improving detection capabilities.
• Experience with transaction monitoring systems, data analytics or customer screening platforms is highly regarded. Professional AML/CTF certifications (such as CAMS) or qualifications in data and analytics will be advantageous.

Why You’ll Love Working With Us

People First Bank – our new brand – says exactly what we’re all about: people. We're committed to supporting and growing our team and creating an outstanding work environment.

You’ll have access to financial and lifestyle benefits to support your success and individuality:

• Flexibility and hybrid working arrangements.
• Enhance your salary with discounts on banking, health insurance, and shopping across Australia.
• Advance your career with training, study support, and project opportunities.
• Competitive leave benefits that empower employees to take time for themselves and loved ones.
• Wellbeing support with our Employee Assistance Program, wellbeing leave, mental health app, and mental health ambassadors’ program.
• Make a difference with paid volunteering, Workplace Giving, and diverse community initiatives.
• Be recognised for your contributions through our peer-driven recognition program.

A Bit About People First Bank

In March 2023, People’s Choice and Heritage Bank merged to form Heritage and People’s Choice Limited - Australia's leading mutual bank. We are now on an exciting journey to bring together our products, services, and technology under a single brand - People First Bank.

We have over 700,000 members and 1,900 employees, with dual head offices in Adelaide and Toowoomba, an Australian-based contract centre and branches across five states.

With a vision ‘To deliver positive change through banking’, People First Bank serves members and contributes to the community, while offering an inclusive, flexible work environment. We’re big enough to make an impact; but agile enough to influence and do interesting work.

Apply Online Now

If this sounds like you, this could be the next step in your career. Click 'Apply' now and submit your application, including a cover letter and current resume by COB Sunday 23 rd August 2026.

We are committed to diversity and inclusion and support candidate requests for adjustments to enable everyone to equitably participate in our selection process.

About compliance & regulatory roles for ex-police

Compliance, AML/CTF and regulatory roles. Working to AUSTRAC, ASIC and APRA obligations is a stronger regulatory grounding than most civilian applicants can offer — firms increasingly recognise this.