Financial Crime Compliance Generalist, Assistant Vice President (5C921A7)

About this role

Referment is working with a UK-regulated bank that specialises in cross-border FX and payments for emerging and frontier markets, serving banks, corporates, governments, development organisations and other financial institutions. It is looking for a Financial Crime Compliance Generalist to join its second-line FCC team at Assistant Vice President level in London.

The Role

You'll act as a core generalist within the second-line Financial Crime Compliance function, supporting senior management and colleagues through effective governance forums, high-quality management information, and clear policy and procedure standards. A central part of the role is developing, managing and presenting FCC management information that is accurate, insightful and well-controlled enough to support discussion, escalation and decision-making by senior stakeholders, including the MLRO and relevant governance forums.

• Coordinate and continuously improve FCC governance forums: agenda planning, paper preparation, action tracking and escalation of material matters.
• Provide advisory support to first-line teams on AML, sanctions, counter-terrorist financing, anti-bribery and corruption, fraud, client risk, payments and higher-risk jurisdictions.
• Review and challenge client risk assessments, enhanced due diligence, periodic reviews, correspondent banking assessments and higher-risk relationship proposals.
• Support the Financial Intelligence Unit and wider FCC team, helping coordinate information flow and escalation between advisory, governance, investigations and business stakeholders.
• Provide second-line support across the bank's international offices, ensuring local activity stays aligned to Group standards, risk appetite and regulatory requirements.
• Track financial crime issues, actions, risk acceptances and remediation activity, and identify themes and emerging risks from advisory queries, incidents, assurance findings and regulatory developments.
• Support regulatory, audit and assurance activity with evidence, drafted responses and clear records of decisions.

What We're Looking For

• Minimum 3 to 5 years' experience in AML, sanctions, financial crime, compliance, governance or a related risk role, preferably within banking or regulated financial services.
• Strong practical knowledge of UK financial crime requirements, including the Money Laundering Regulations, Proceeds of Crime Act, Terrorism Act and sanctions obligations.
• Experience preparing governance papers, management information, committee materials, policy documents or regulatory/audit responses.
• Experience providing financial crime advisory input on client risk, enhanced due diligence, correspondent banking, payments or complex client relationships.
• Good understanding of banking products, payments, SWIFT or ISO 20022 messaging, transaction monitoring and screening controls.
• A relevant professional qualification (such as ICA or ACAMS) or working towards one is desirable.

You'll need sound judgement and clear written and verbal communication, with the confidence to constructively challenge senior stakeholders in a pragmatic, collaborative way across a generalist remit that flexes across the team's priorities.

This could suit an FCC analyst or advisory officer in a bank or payments firm who is ready to broaden their remit across governance, MI, policy and international office support within a second-line team that works closely with senior stakeholders.

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