Compliance Analyst

About this role

Compliance Analyst

Reports to: Designated Compliance Officer (MLRO)

Dotted line reporting to: Head of Compliance

ABOUT VIBANX

Vibanx (Canada) Ltd is a FINTRAC-registered Money Services Business (MSB) providing international payment solutions to corporate clients through a network of regulated payment partners.

We're a growing business with a lean, collaborative team where everyone has the opportunity to make a genuine impact. As we continue to grow, we're looking for an experienced Compliance Analyst to join our Compliance team and take an active role in the day-to-day management of our financial crime compliance activities.

THE ROLE

As a Compliance Analyst, you'll be responsible for a broad range of day-to-day compliance activities across customer onboarding, AML/ATF, sanctions screening, transaction monitoring and ongoing customer oversight. This is a hands-on role suited to someone who already has practical compliance experience.

KEY RESPONSIBILITIES

• Review corporate customer onboarding applications and conduct KYC/KYB and due diligence checks.
• Carry out and assess sanctions, PEP and adverse media screening.
• Review transaction monitoring alerts and investigate unusual or potentially suspicious activity.
• Conduct customer risk assessments, enhanced due diligence, ongoing monitoring and periodic reviews of existing customers.
• Maintain accurate compliance records, procedures, registers and audit trails.
• Respond to compliance-related enquiries from internal teams, payment partners and other third parties.
• Support responses to enquiries from regulators and law enforcement agencies.
• Assist with the testing and improvement of compliance systems, controls and processes.
• Identify and escalate higher-risk or unusual matters in line with internal procedures.

ABOUT YOU

Essential

• Minimum 2 years' experience in a compliance, AML, financial crime or similar role within financial services or another regulated environment.
• Practical experience of KYC/KYB and customer due diligence.
• Experience reviewing transaction monitoring alerts or investigating unusual activity.
• An understanding of risk-based customer due diligence and enhanced due diligence.
• Strong attention to detail and excellent organisational skills.
• Good analytical and problem-solving abilities.
• Strong written and verbal communication skills.
• Comfortable working in a fast-paced, collaborative environment.
• Good working knowledge of Microsoft Office.

Desirable

• Experience conducting due diligence on corporate customers and complex ownership structures.
• Experience using KYC/KYB, sanctions screening or transaction monitoring platforms.
• Familiarity with Canadian AML/ATF requirements and FINTRAC.
• An AML or compliance qualification, such as ICA or ACAMS, or working towards one.

WHAT WE OFFER

• Salary of £50,000 plus benefits.
• The opportunity to take ownership of day-to-day compliance activities within a growing payments business.
• The opportunity to work closely with senior management and contribute to the development of our compliance framework.
• A collaborative environment where your judgement and ideas are valued.
• Ongoing learning and professional development.

EQUAL OPPORTUNITIES

Vibanx is committed to creating an inclusive workplace where everyone is treated fairly and with respect.

Applicants must have the right to work in the UK. Visa sponsorship is not available for this role.

About compliance & regulatory roles for ex-police

Compliance, AML and regulatory roles. Working to PACE, RIPA and CPIA is a stronger regulatory grounding than most civilian applicants can offer — firms increasingly recognise this.