Senior Legal and Compliance Officer

About this role

Senior Compliance Officer (Legal & Regulatory)

Position: Full-Time

About Altras

Altras International Limited is a fast-growing fintech and UK-regulated international money-transfer business. Through our app-based platform, we provide secure and convenient cross-border payment services across the UK, EU, USA and other international markets.

The role offers exposure to digital payments, financial regulation, commercial contracts and a growing network of global banking and payout partners.

The role

We are seeking a Senior Compliance Officer to support the MLRO and senior management with day-to-day compliance, financial-crime and legal matters.

The role combines practical compliance casework with regulatory research, policy drafting, contract review and partner due diligence. It is particularly suitable for a compliance professional with a legal or commercial-law background.

Key responsibilitiesCompliance and financial crime

• Review higher-risk onboarding, EDD and transaction-monitoring cases.
• Investigate PEP, sanctions, adverse-media and suspicious-activity alerts.
• Review source-of-funds and source-of-wealth evidence.
• Escalate potentially suspicious activity to the MLRO.
• Support ongoing monitoring of customers and transactions.
• Provide practical compliance guidance to operational and customer-service teams.

Legal and commercial

• Review customer terms, supplier agreements and contracts with banks, payment providers and payout partners.
• Identify and report contractual risks relating to fees, liability, termination, data protection, audit rights and service obligations.
• Support the drafting and negotiation of commercial agreements.
• Conduct legal and regulatory research relevant to the company’s services and partnerships.
• Assist with due diligence on new suppliers and international partners.
• Track contract renewals, termination dates and key contractual obligations.
• Liaise with external legal advisers where specialist advice is required.

Monitoring and regulatory support

• Asssit with draft and update compliance policies, procedures and risk assessments.
• Assist with the collection and checking of information needed for FCA returns and regulatory requests.
• Prepare compliance reports and management information.
• Support internal and external audits.
• Deliver compliance training to employees.
• Support and supervise junior compliance team members when required.

Essential requirements

• Bachelor’s degree in Law, Commercial Law, Business Law, Law with Business or a closely related discipline.
• At least two years’ relevant experience in compliance, financial crime, legal services or financial regulation.
• Experience within payments, fintech, banking or money remittance.
• Good understanding of AML/CTF, CDD, EDD, sanctions and transaction monitoring.
• Ability to review contracts and identify legal, regulatory and commercial risks.
• Strong research, analysis and drafting skills.
• Clear written and verbal communication.
• Good professional judgement and attention to detail.
• Right to work in the United Kingdom.

Desirable requirements

• ICA, ACAMS or another recognised compliance qualification.
• Experience within an authorised payment institution or electronic money institution.
• Knowledge of safeguarding, Consumer Duty or FCA reporting.
• Experience reviewing commercial contracts or partner agreements.
• Experience overseeing agents or international payment partners.
• Experience supporting junior team members.

Language requirements

Excellent written and spoken English is essential.

Fluency in Arabic would be an advantage.

Benefits

• Company-paid daily lunch.
• Professional development and career-progression opportunities.
• Exposure to international fintech, payments, legal and regulatory matters.
• A varied role within a fast-growing international business.

Job Types: Full-time, Zero hours contract

Pay: £40,000.00 per year

Benefits

• Bereavement leave
• Company pension
• Discounted or free food

Education

• Bachelor's (required)

Language

• Arabic (preferred)

Work Location: In person

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